Welcome to Worth Equities | Compound Interest & Dividend Investing
a website & blog for individuals creating a Passive Income
Our mission of the website & blog is to help empower individual investors by demonstrating the power of compound investing.
Whether our intentions are to just save a little money like for an emergency fund, building a pension or people are just generally interested in creating a little passive income, we hope that interested individuals enjoy these webpages by using the historical dividend data generated from ten years of personal investing.
Our thoughts and reasoning for sharing historical data is to help provide a thesis for your own research and investing strategies.
Total dividend income stands at £31,455.28 (31/12/25)
At the end of 2025 we achieved £4,796.48 or equivalent to £399.71 per month. Our target for 2025 was £4,800.00 or £400.00 per month.
The chart below shows the progress we have made at the end of 2025, it also provides a snapshot of the last ten years of our dividend income journey.
Back in 2013 we did not how to start dividend investing, then having started in 2014 we were still struggling to physically seeing how compound investing works.
There were and still are lots of content or articles relating to “how to generate a passive income” and “dividend investing”, however I wanted to physically see how the money generated affects the continued growth of ones portfolio.
Once we start our investing journeys and providing we are looking long term, then generating a regular income is relatively easy.
Hopefully we will start to witness our own steady and continuous source of income from dividends be it: monthly, quarterly, annually or bi-annually.
The chart above provides a quick snapshot of the growing year over year annual dividend income.
We measure in both terms of a calendar year and the full financial year, just to ensure the portfolio is on a path of growth.
At the financial year end 2024/25 the dividend income had reached £4,436.23 or the equivalent to £369.99 per calendar month.
This was a 4.30% increase over 2023/24 financial year end figures. The financial gain was an additional £183.20 in dividends.
Reinvesting Dividends
This small but steady stream of income (combined with a little regular savings) provides the opportunity and flexibility to further reinvest those dividends, allowing you the freedom to further increase shares in a particular equity or by adding an additional new stocks to the portfolio.
Personally I prefer to select my own investments when reinvesting dividends rather than just selecting “auto reinvestment”. I will explain:
Just because I choose to invest in a particular stock 6-8 years ago, it may not be beneficial to be auto reinvesting back into the same stock. There may be a myriad of reasons or factors affecting a reinvestment decision i.e. the share price could have increased in value or is at a record high. You simply may not wish to hold more of that same stock but neither want to sell it for the reason of diversification.
The same equity may be out of favour now or perhaps the weighting within the portfolio for this particular sector is as high as you would like, you may even be wishing to reduce it.
The point I am making is by reinvesting the dividends the way you wish, provides further opportunity to add new holdings or increasing existing holdings, in which case may help diversify your portfolio and reduce risk.
Compound interest is the eighth wonder of the World
“Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.”
Earning dividends on top of new dividends is referred to as “compound investing“.
By building a portfolio of income generating stocks in a Self Invested Personal Pension (SIPP) account in 2015, we began to generate income and witness the year over year effects of compound reinvesting.
At the time of writing this article on Friday 31st December 2021, total dividends received was just £14,314.45.
Because of the Power of “Compound Interest”, today the total dividend income currently stands at £31,455.28 (31.12.25)
For international followers it approximately converts to $42,507.14 (using an average US dollars currency exchange rate at £1.34 GBP to $1 USD)
About the data provided on this website
This data should only be used purely for research purposes. This website contains downloadable files for individual equities showing their historical payments for each investment. If you are struggling to view files, it is recommended that the web browser you are viewing with is up to date.
We aim to provide useful links to the official companies websites that are covered in the portfolio, including ticker symbols to help identify stocks on their relevant stock indices / markets.
Business fundamentals like PE ratios, dividend yields are all correct as of the time of writing. These will be updated when dividend payments are received be it, monthly, quarterly, bi-annually or annually.
All this information is provided free, so there are no charges or fees to view all the features on the website.
Happy Investing and Thanks for Following!
Important Disclaimer:
The content on this website is published solely for educational, research, and informational purposes and reflects personal opinion and portfolio tracking. It does not constitute personal financial, investment, or tax advice, nor is it an offer or solicitation to buy or sell any security.
The value of investments and the income derived from them can fall as well as rise, and you may not recover the full amount originally invested. Past performance and dividend yields are not reliable indicators of future results.
If you are uncertain about the suitability of any investment mentioned, please consult an independent financial adviser authorised and regulated by the Financial Conduct Authority (FCA).
